At this time of year are New Year’s resolutions a long-forgotten memories. The diet has promised you, to have been replaced by chocolate stick, and strict exercise regime has gone out the window. On the positive side, you can still look forward to your summer vacation. However, travel insurance through some changes in 2009 has gone, and selling different from the rest of us, the corporations, the cheap travel insurance, think about their decisions. So before you make your well-earned break, it’s worth checking your policy. From 1 January 2009, the Financial Services Authority (FSA) to regulate it with the sale of all Cheap travel insurance from travel agents and tour operators. Many tour operators signed in advance to receive FSA approval, but not all operators and travel agents have been FSA approved. It is easy to be confused by acronyms, like much of the travel agencies are members of ATOL or ABTA, the impression that they are certified and licensed to sell travel insurance is cheap. For clarity, ATOL, Air Travel Organisers’ Licensing, which is a part of the Civil Aviation Authority (CAA). ATOL helps protect travelers abroad by ensuring that the tour operator or travel agent booking your holidays with the financial reserves to compensate for their customers, should anything go wrong. If an ATOL registered company goes bankrupt, tourists are guaranteed to get their money back and a flight home should collapse to society, while a customer is on vacation. ABTA is the Association of British Travel Agents and is a body of 5,300 travel agencies and tour operators, nearly 1,000. ABTA is a body that guarantee acts on behalf of its members to high standards of the trade practice among travel agencies. However, while ABTA membership means customers get “choice, value and a high level of service” there is no requirement for ABTA members offer to Cheap travel insurance . In essence, what this means, that during the exercise of the ATOL or ABTA badge you can help, a good source of travel agent, in reality, this no impact on their ability, you will offer cheap travel insurance. If you buy a policy to make sure that it is from a reputable vendor to approval by the FSA. Without it, you could be in serious problems to an accident abroad.